Tuesday, June 8, 2010

Can anything else go wrong?

I know owning a home gives one satisfaction. Owning a home is also or can be having your own personal money pit. Two years ago it was the deck that needed replacing. Tearing it all out, getting down to just the support beams and rebuilding it completely inclusing adding a patio cover over our bedroom to block the sun. The old deck was a maintenance monster with redwood that needed resealing every year because of temperature extremes. The new deck is for the most part maintenance free. I rebuilt the deck with treated support joists on 16" centers and used two colors of TREX, a wonderful sawdust and plastic bags  combination that even has wood grain. It requires no staining, just washing down. I replaced all the wood railing with trex covered treated posts with wrought iron in between. No more painting to worry about, yea! One difficult job that looks very nice was screwing all of the decking from underneath with special hardware so no screws show anywhere. Just masterials cost for the replacement deck was over $11,800, but I saved thousands of dollars on labor by doing it myself. I was fortunate to get some help from my son-in-law when he could, and also from my brother for the final touches.

Last year it was the central heating and air that went out right toward the end of summer. We struggled through a few warm months but fortunately have ceiling fans that kept the air moving and only few days of triple digit heat. Replacing the HVAC was a big job, and required a third of the ducting to also be replaced because it was leaking and the duct material was breaking down. We managed to get it done by Thanksgiving, and that cost us another $4,600.00. We now have a more efficient unit that has actually lowered our heating and cooling bills. Some definite good came from that fix!

Well this year it is a water leak from our roof.  Cindy and Amber were gone last week to visit her Mom  and Dad in Pico Rivera. Amber wasn't too sure when she would get to see her grand parents again because she and Eric are bound for Germany when his training is done in July and he has a few weeks off to ship their household goods over to Manheim. 

While they were in southern California we had a big rainstorm for several days and it dumped an inch and a half of rain. Unbeknownst to me, the roof was leaking due to a faulty design in one of the valleys between the house and garage. Amber's bedroom toook the brunt of the water down a wall behind a bookcase computer desk combo. The carpet got soaked, and the furniture wicked up the water in the legs. The wall in the garage also suffered similar damage but of course there was no carpet to get wet there, and the leak was hidden by a cabinet on that wall that is floor to ceiling. Amber discovered the damage after she got home. She said, "Uh Dad, come to my room, we have a major problem."  Major problem was an understatement!

The evidence was her weights that were stacked on a piece of carboard were rusty and the carpet was soaked along with the furniture's legs. The following morning I emptied all the books from the book shelves, pulled all the furniture out and saw the mold on the floor and wall. I cleaned all the furniture with bleach to kill any mold on the wooden support legs. I let it dry in the sun on the deck. I pulled the carpet back and it was like a huge wet sponge as was all of the padding. I cut an eight foot by 6 1/2 foot piece of carpet out in order to get all the wet stuff outside. The wood floor under the carpet was soaked as were the baseboards and tack strips. I washed the ceiling, walls and floor with bleach once the carpet was out and set a fan in there to help dry things out. I filed a claim with my insurance because the damage is covered, although I have a thousand dollar deductable. Gee terrible timing, I just raised it last year from $500 to 1000 to save money on premiums! Ha, I didn't save anything, it cost me a bunch more.

I took phtos of all the damage with my digital camera. Then I emailed the photos to my insurance person and they called me back and sent an adjuster out to survey the damage. He recommended Servpro, a special mold and water damge company to come out and remove all of the affected wet drywall and insulation and mold. I asked him to get them rolling and they started yesterday. I still have not seen a damage estimate for the cost of removal of everything but they are very thorough and very efficient. They do an excellent job of keeping one informed of each step and thorughly clean up everything and remove all of the nasty affected materials. They finished taking out the ceiling drywall and a wall in the garage today, as well as removing the 4X8' storage cabinet after I unloaded all the stuff in it. The heat fans and dehumidifier are running round the clock to dry the walls 2X4's and flooring. 

I am hoping to get a contractor in soon to get the walls replaced, the roof repaired, and the room repainted and recarpeted. I know it will cost me $1,000 for the deductiable but won't know for a few days what the total cost for the project will be. Owning a home is nice, especially when nothing goes wrong. When it begins to get older and expensive repairs occur it becomes a bit of a money pit! Thank good ness my garden doesn't break down, just the dang sprinklers!